Comparison

Unlockable vs Passes

Messaging, calls and community alongside paid content.

What each one costs

Unlockable

20% total

20% of your list price. The buyer pays a 10% privacy & security fee on top, and card processing is covered by us, so £40 of content pays you £36.

Platform fee
10% creator-side + 10% buyer-side
Card processing
Covered by Unlockable

Passes

10% + $0.30 / 20%

A Starter structure of 10% + $0.30 per transaction, or Creators+ taking 20% of earnings with advanced analytics, content protection and messaging.

Platform fee
10% + $0.30 (Starter) / 20% (Creators+)
Card processing
Not stated on the pages we could reach

On Unlockable a £40.00 sale pays you £36.00: the buyer covers the privacy & security fee, and card processing comes out of our share. Platform fee and processing are shown separately for Passes because a percentage that excludes processing is not comparable to one that includes it.

When Passes is the better choice

Passes treats messaging as the product: fan messages, paid calls and community are all first-class, and its Starter tier is a lower percentage than ours. It also lists physical products and voice notes. If the relationship with your audience is the thing you are monetising rather than a file, it offers more surface area than we do.

When Unlockable is the better choice

Passes is for creators whose value is access to them; Unlockable is for creators whose value is a thing they made. Both take a cut of a sale, but only one of them expects you to keep showing up in a chat. If you want to sell a finished piece of work and move on, there is nothing to maintain here afterwards.

Where the two actually differ

Only the rows with a different answer. Everything else is the same on both.

Limited or expiring content

Unlockable
Yes
Passes
Partly

Recurring memberships

Unlockable
No
Passes
Yes

Courses

Unlockable
No
Passes
Partly

Coaching / calls

Unlockable
No
Passes
Yes

Community features

Unlockable
No
Passes
Yes

Physical products

Unlockable
No
Passes
Yes

yes · partly · no

The link goes wherever you already post

You send it yourself — we do not connect to these accounts or post on your behalf, and your buyer does not need an account to pay.

Where these figures come from

Passes’s fees were read from passes.com/ on 26 September 2026. Pricing changes without notice, so check the source before making a decision on it. Unlockable’s own figures are our published 10% creator-side and 10% buyer-side fee, and Stripe’s UK card rate.

Try it on one piece of content

No monthly fee, no membership. Upload something, set a price, share one link.

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